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Las Tres Madres Group
In this Group: Maryery Idania, Ivania De La Concepcion , Alicia

Update on Las Tres Madres Group

This group is coordinated by Maryery, a successful 24-year-old woman, married and with three young children. She makes a living selling handicrafts around the districts of her country and, mainly, in the neighboring country of Honduras. She is requesting a loan to buy handicrafts, such as cotton shirts, hammocks, embossed ornaments, leather sandals, clay ornaments, etc.

The other members are: Alicia, 24, who makes a living selling fried food from her home; and Ivania, 28, who sells clothes and shoes around the community and ice-cream at her home.
View original language description ↓
El grupo solidario es coordinado por la señora Maryery una mujer exitosa en su negocio y de 24 años de edad, casada y madre de tres hijo menores de edad, se dedica a comercializar productos artesanales en los departamentos y principalmente en el país vecino de Honduras, solicita el crédito para la compra de productos artesanales como cotonas, hamacas, repujados, sandalias de cuero, adornos elaborados de barro, etc. Las otras socias son las señoras Alicia de 44 años propietaria de una fritanga en su domicilio e Ivania de 28 años comerciante de ropa y calzado en su comunidad y helados en su domicilio.

Previous Loan Details

This group comprises three businesswomen, including Maryery. Maryery is 23 years old, married, and has three young children. She has worked selling handicrafts for 1 year. She sells her goods in Honduras. She needs this loan to buy small vases, hammocks, mens' shoes, and other things. Ivan... More from Las Tres Madres Group's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,409,250
    Funds lent in using Kiva
  • 27.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Tres Madres Group's $1,675 loan helped a member to buy vases, embossed ornaments, hammocks and cotton shirts.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 8, 2014
Apr 30, 2014
Currency Exchange Loss:
Nov 17, 2014
This photo was used before for a previous loan for Las Tres Madres Group. It was first posted on Kiva on Oct, 2013. Learn More