8 De Diciembre Group
The loan they receive will benefit small microentrepreneurs, including Señora Margarita. She says that she has been a member of Pro Mujer for sixteen years, and was invited to join by a friend who is a member of the organisation. Today, she has a business selling blankets, which she established a number of years ago, after learning how to weave from her sisters.
She will use the loan she receives to increase capital (buying wholesale thread) which she will get from wholesale sellers. After making her products, she will sell them in her sales outlet. This way of working allows her to make money to support her family, as she is married and has four children.
When asked what she likes about Pro Mujer, she says that she likes the healthcare and training offered by the organisation.
In the photo, there is a woman wearing a white hat. She is the daughter of one of the group's members.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Margarita es integrante, ella indica que hace diez y seis años que integra Pro Mujer, ingresando por la invitación de una amiga que es socia en la institución. En la actualidad ella tiene un negocio de venta de mantas; da a conocer que este negocio lo implemento hace varios años, ya que la técnica de tejido lo aprendió anteriormente de sus hermanas.
El crédito que ahora sacará es para el aumento de capital (compra de hilos por mayor) que adquirirá de las vendedoras mayoristas y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud y capacitación que ofrece la institución.
En al imagen se observa señora con sombrero blanco, ella es hija de una de las compañeras del grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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