The loan they are asking for will benefit the small-time businesses such as the one Margarita has. She started in the group after a friend invited her to join five years ago. Currently, she has a business selling food which she set up on her own initiative after seeing that there was a big market for this product.
She is asking for a loan to buy chickens and vegetables wholesale which she will buy off the traders and then sell at her point of sale. This work allows her to generate an income to support her family. She is married with five children.
When asked what she most likes about Pro Mujer, she tells us that it is the health service and the training that the institution offers.
At the side of the photograph, near the window, is the daughter of one of the members of the communal bank.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Margarita es integrante, ella indica que hace cinco años que integra Pro Mujer, ingresando por la invitación de una amiga que es socia en la institución. En la actualidad ella tiene un negocio de venta de comida; da a conocer que este negocio lo implemento por iniciativa propia, al observar que este producto era ampliamente comercializado en el mercado.
El crédito que ahora sacará es para el aumento de capital (compra de pollos y verduras por mayor) que adquirirá de las vendedoras mayoristas y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es casada y tiene cinco hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud y capacitación que ofrece la institución.
En un costado, cerca a la ventana, se encuentra la hija de una de las socias, que acompaña a la banca comunal.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid