Nawa (standing first from the left in the photo) sells charcoal and firewood. She is planning to use her loan to buy 50 bags of charcoal, each bag weighing 100 kilos. She buys her merchandise in Kafela and the surrounding villages. She resells in Sikasso, to both men and women. Her customers pay her in cash or on credit. She is expecting to make an average monthly profit of 26,000 CFA francs, part of which will be used to repay her loan and the interest, while the rest will be saved.
Elles sont à leur dix-septième prêt solidaire avec l’institution de micro finance Soro Yiriwaso afin de satisfaire le besoin de leur clientèle.
Mme NAWA debout à la première position de la gauche vers la droite sur la photo dans ce groupe des femmes HORONKANTIGUI, fait la vente des charbons de bois et de bois de chauffe. Elle compte acheter avec son prêt 50 sacs de 100 kg de charbon de bois. Elle s’approvisionne à KAFELA et les villages environnants de KAFELA. La revente se fait à SIKASSO à une clientèle composée d’homme et de femme au comptant et à crédit.
Elle envisage réaliser un bénéfice mensuel moyen de 26 000 francs CFA dont une partie est utilisée pour payer le prêt et son interêt et l’autre pour son épargne
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid