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Update on Gulnora

Gulnora is 32 years old. She is a teacher at a local school. Gulnora teaches Russian. She has worked in a local school for more than two years. Gulnora is widowed and bringing up two children. She always works for the well being of her children. Gulnora uses her salary to buy food items and clothes for her children and herself. Since last year, Gulnora has been repairing her house because her house is old and in bad condition but there is some work to finish. Gulnora does not have enough savings to realize her plan. She is asking for a loan of 5,000 Somoni to buy building materials such as cement, wood, and soil for repairing her house. She awaits your support.

Previous Loan Details

Gulnora is a conscientious and hardworking woman. She is 31 years old, a widow and has two children. Gulnora is an educated woman. She has been worked at a high school for more than two years. She teaches Russian and Russian literature. Gulnora loves her jobs and works diligently. Her stude... More from Gulnora's previous loan »

Additional Information

More information about this loan

This loan is part of IMON's effort to expand financial access to rural populations through 16 offices located far from regional centers or main towns. By funding this loan, you are enabling rural populations to gain better financial skills, develop businesses and improve their lives.

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Tajikistan

  • $2,700
    Average annual income
  • 176
    View loans »
    Tajikistan Loans Fundraising
  • $30,358,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Gulnora to buy building materials to make home repairs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 8, 2014
Apr 23, 2014
Currency Exchange Loss:
Jan 17, 2015
This photo was used before for a previous loan for Gulnora. It was first posted on Kiva on Aug, 2013. Learn More