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Wilma lives in Datu Atangkilan, Sindangan, Zamboanga del Norte in the Philippines. She is 46 years old, married and the mother of four children. She earns a living by running a sari-sari or general store, which helps her husband meet the basic needs of their family. In 2007, Wilma joined the Paglaum Cooperative and has attended various training and continuous-education programs at our organization. Starting with capitalization of PHP 3,000, she was able to expand her business with help from the Paglaum Cooperative. Aside from financial assistance, she was able to generate savings and enjoys other benefits provided by the co-op. Wilma has taken out previous loans and paid all her obligations in a timely manner. She is now requesting a loan for PHP 50,000 to restock her store with basic commodities. In the future, she wants to own a mini-mart, and will be fully satisfied if she sees her children finish their studies.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.


About Philippines

  • $7,000
    Average annual income
  • 693
    View loans »
    Philippines Loans Fundraising
  • $63,147,100
    Funds lent in using Kiva
  • 44.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Wilma to buy additional items to sell in her general store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 25, 2014
Apr 23, 2014
Currency Exchange Loss:
Apr 17, 2015