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Amorita is 45 years old, married and a resident of Ozamiz City, Misamis Occidental, Mindanao in the Philippines. Starting with capitalization of PHP 5,000, she opened a Sari-Sari store (General store) and was able to expand it with the help of Paglaum Cooperative. Aside from financial assistance, she was able to generate savings and enjoys the benefit given by the co-op. She became a member in June 2010 and has since taken out three loans. She wishes to maintain a member in good standing, and be able to manage her finances. If not for PMPC, she might not have any savings for the future. She only wants to live a happy and comfortable life and see her children holding their diplomas some day.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.


About Philippines

  • $7,000
    Average annual income
  • 1117
    View loans »
    Philippines Loans Fundraising
  • $63,443,275
    Funds lent in using Kiva
  • 44.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Amorita to restock inventories for her "Sari-Sari" store (General Store) business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 25, 2014
Apr 23, 2014
Currency Exchange Loss:
Oct 23, 2014