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Arlyn is 32 years old, married and a resident of Ozamiz City, Misamis Occidental, Mindanao in the Philippines. Her husband is a tricycle driver. They have 5 children, of which 2 are in school. Starting with capital of PHP 3,000, she opened a Sari-Sari (General Store) and was able to expand it with the help of Paglaum Cooperative. Apart from financial assistance, she was able to generate savings and enjoys the benefit given by the co-op. She became a member last April 2013 and has taken her first loan.

Now, she is applying for PHP 25,000 to buy additional stocks for her Sari-Sari (General Store), particularly basic commodities. In the future, Arlyn wants to own a mini-mart someday, and will be fully satisfied if she sees her children finish their studies.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.


About Philippines

  • $7,000
    Average annual income
  • 1642
    View loans »
    Philippines Loans Fundraising
  • $60,734,625
    Funds lent in using Kiva
  • 44.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Arlyn to buy additional goods for her "Sari-Sari" store (General Store) business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 24, 2014
Apr 23, 2014
Currency Exchange Loss:
Apr 17, 2015