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Florencia is 50 years old, married and a resident of Ozamiz City, Misamis Occidental, Mindanao in the Philippines. She earns a living through "Sari-Sari" store (General Store) business. She has been in this business for 15 years and it is doing well.

Last year Florencia became a member of PMPC and enjoys the privileges of being a member of the Cooperative. Now, she is applying for a loan of PHP 50,000 to restock inventories, particularly basic commodities, for her "Sari-Sari" store (General Store) business.

Florencia deeply wishes to maintain a member in good standing with PMPC.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.


About Philippines

  • $7,000
    Average annual income
  • 856
    View loans »
    Philippines Loans Fundraising
  • $63,374,250
    Funds lent in using Kiva
  • 44.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Florencia to restock inventories for her "Sari-Sari" store (General Store) business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 25, 2014
Apr 23, 2014
Currency Exchange Loss:
Apr 17, 2015