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Armenia Del Socorro
Armenia del Socorro Pérez Montalván, a small business owner, is a 48-year-old married mother of two school age children in the city of Bluefields. This small business owner has run a general store for 15 years. She has been stocking the store little by little, and it helps her defray some of the costs of education and of food for the household. She lives in one of the oldest neighborhoods in the city, called Nueva York. The small business owner says that one of her most popular products is charcoal, which is used in preparing meals.
Other popular items are chicken gizzards—since they are cheaper than chicken itself—and coconuts, which are used to add flavor to the regional dishes.
Nevertheless, she needs funds in order to purchase the following:
two 100-pound sacks of American rice at $48.00 USD each, two 100-pound sacks of sugar at $33.00 USD each, 2 drums of cooking oil at $35.00 USD each, 50 pounds of whole chicken at $1.90 USD a pound, 50 pounds of chicken gizzards at $1.20 USD a pound, 5 boxes of eggs at $3.00 USD each, 6 large packs of bathroom tissue at $8.00 USD each, 20 sacks of charcoal at $10.00 USD each, 50 coconuts at $1.20 USD each, and 100 bananas at 40 cents each.
View original language description ↓
La microempresaria Armenia del Socorro Pérez Montalván tiene 48 años de edad es casada con dos hijos que estudian en primaria y secundaria en esta ciudad de Bluefields. Esta microempresaria tiene desde hace 15 años una pulpería la cual ha ido surtiendo poco a poco y la que le sirve para sufragar parte de los gastos de estudios y alimentación de la casa. Habita en uno de los barrios más viejo de esta ciudad llamado Nueva York. La microempresaria manifiesta que uno de los productos que mas se venden es el carbón el cual se utiliza para como combustible para la preparación de los alimentos.

También los titiles de pollo ya que son un poco mas barato que el pollo mismo y otro producto que es muy comprado es el coco el cual se utiliza para darle sabor a las comidas típicas de la región.

Sin embargo requiere se le financie para comprar lo siguiente:

2 Quintales de arroz americano a US$ 48 dólares cada quintal, 2 quintales de azúcar a US$ 33 dólares cada quintal, 2 bidón de aceite a US$ 35 dólares cada bidón, 50 libras de pollo entero a US$ 1.90 dólares cada libra, 50 libras de titil de pollo a US$ 1.20 dólares cada libra, 5 cajillas de huevos a US$ 3.00 dólares cada cajilla, 6 bolsones de papel higiénicos a US$ 8.00 dólares cada bolsón, 20 sacos de carbón a US$ 10.00 dólares cada saco, 50 unidades de cocos a US$ 1.20 dólares cada coco, y 100 plátanos a US$ 0.40 dólares cada plátano.

Additional Information

Important Information

Please note that Kiva considers loans from this Field Partner, ADEPHCA, to be particularly high risk. This organization is very small and started working with Kiva before certain core risk and due diligence policies were put into place. ADEPHCA organization would not fit under Kiva’s current partnerships criteria because they do not have any audited financial statements, they do not have established internal controls, and they currently have no other sources of funding than Kiva. Kiva continues to allow ADEPHCA to raise funds on the website for two reasons. First, if Kiva were to abruptly end the partnership we believe there would be a higher risk of loss for lenders, since cutting off the Kiva funding source would put ADEPHCA in a financially distressed position. In addition, since ADEPHCA provides loans in some of the poorest and most remote areas of Nicaragua where there are almost no other options for funding, we believe these loans could still be of interest to lenders even considering the increased risk.

About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $25,382,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $750 helped Armenia Del Socorro purchase rice, sugar, cooking oil, chicken, chicken gizzards, eggs, bathroom tissue, charcoal, coconuts and bananas.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 4, 2008
Oct 21, 2008
Currency Exchange Loss:
Nov 30, 2009