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Nadeem is a 28-year-old, married man, living in the area of Lahore, Pakistan. He is the father of a son.

He owns a small business, selling ready-made garments at a shop. He purchased ready-made garments from the market at a low price and he sells them at a high price. The women of the town like his clothing selection for dresses and they demand a greater variety to wear at wedding ceremonies. Nadeem also has a big collection of children's garments, as well. To the women, he suggests which dress suits them, which clothes suit their children, and which ones they should wear, according to the occasion.

Nadeem speaks with monotonous tone which is impressive and he easily wins the trust of his clients. Due to his behavior and tone, he has built up a very good relationship with his customers. He does not have any other source of income except for this enterprise.

Due to a rapid increase in household expenses and with the increase in inflation, Nadeem wants to grow his income, as well. Due to good relations, his sales have increased a lot, but he does not have sufficient stocks to cope with the demand.

Therefore, Nadeem requested a loan for his garment shop, so that he can buy more stocks of ready-made garments to sell. He hopes that this loan will prove productive and beneficial for his business, as well as for his family.

Nadeem gives thanks to Kiva, honorable lenders, and Brac Pakistan for this honorable support.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.


About Pakistan

  • $4,700
    Average annual income
  • 268
    View loans »
    Pakistan Loans Fundraising
  • $14,718,825
    Funds lent in using Kiva
  • 97.6
    Pakistan Rupees (PKR) = $1 USD
A loan of $1,025 helped Nadeem to buy a greater variety of ready-made garments to sell.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 15, 2014
May 1, 2014
Currency Exchange Loss:
May 31, 2014