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Hasfa Nalugya's Group
In this Group: Hasfa, Christine, Joyce, Felistus, Rosette
Hasfa is the leader of a group of 5 members. She is 29 years old and divorced with 2 children, aged 10 and 5 years, who go to school. She rents a two roomed house where she stays with five people and takes care of her brother and his daughter. She gets some financial assistance from her former husband to look after the children. They have electricity, but no piped water at home. The family gets four meals a day.

Hasfa resides and works in a semi urban area which is in the outskirts of Kampala. She sells farm produce in the market in Kasubi, one of the city suburbs. She uses public transport and purchases farm produce from the villages. Hasfa works seven days a week and incurs small transport costs for transportation of food for her customers' convenience. Her major monthly expenses include rent for the business premises, electricity, medication, food and school fees. Hasfa sells to an average of 30 customers daily. She has been with MCDT for five years and is servicing her seventh loan for a small eating joint. She wants to invest this loan in her business and aspires to see her business expand.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 192
    View loans »
    Uganda Loans Fundraising
  • $31,346,400
    Funds lent in using Kiva
  • 1,640.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Hasfa Nalugya's Group's $925 loan helped a member to boost her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 1, 2008
Oct 17, 2008
Currency Exchange Loss:
Jun 15, 2009