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Aliyma is 64 years old, married, and the mother of three adult children who are now all independent. Her youngest son and her husband help her run the farming business. Aliyma has a secondary education and she is involved in agriculture and animal husbandry, activities which constitute the main source of income for her family. She started in 1974, and thanks to her persistence and hard work, she now owns two dairy cows, 10 calves, 10 sheep and two horses.

Aliyma sells milk and milk products. She makes a total income of about 10,000 som (KGS) per month. In order to further develop her farming business, she has turned to the bank "Bai Tushum and Partners" for a loan of 120,000 som (KGS). She will use her loan to buy some cows and, to a lesser extent, some sheep. Aliyma wants to increase her cattle headcount, which will surely bring more capital for her family. Aliyma is planning to reinvest the earnings from her loan into increasing the size of her cattle sheds. She would also like to buy a truck to go to out to the "jayloo", or summer highland pastures.
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Алийме 64 года, замужем, есть 3 детей. Все дети взрослые и самостоятельные. Младший сын и супруг помогают по бизнесу. У Алиймы- среднее образование, в качестве основного дохода для своей семьи она занимается полеводством и животноводством, стартовав в 1974 году, благодаря целеустремленности и трудолюбию Алиймы, на сегодняшний день у нее есть: 2 дойные коровы, 10 телят, 10 овец и 2 лошади. Алийма реализует молоко и молочную продукцию. Ежемесячный совокупный доход составляет около 10,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Алийма обратилась в Банк "Бай-Тушум" за кредитом в сумме 120,000 сом (KGS) для закупки коров, часть средств она потратит на покупку овец. Алийма намерена увеличить поголовье скота, что непременно приведет к увеличению капитала семьи. Доходы от кредита Алийма планирует вложить в расширение сараев для содержания скота и покупку грузового автомобиля для выезда на джайлоо.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,295,000
    Funds lent in using Kiva
  • 54.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,225 helped Aliyma to buy cows and a few sheep.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 31, 2014
Apr 25, 2014
Currency Exchange Loss:
Apr 17, 2015