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Inobat is a hardworking and kind woman. She is 48 years old. Since childhood, Inobat has been accustomed to working the soil. Inobat loves nature and enjoys indoor plants. Inobat has a large house with enough space for everything. She and her family breed cattle and also farm different kinds of vegetable . During the early spring of each year, Inobat plants fruit tree saplings, thereby increasing the variety of fruit trees every year. In the summer, when the fruit ripens, Inobat can sell it on the market to provide extra income for her family. Now that spring has arrived, she is keeping busy as usual. Inobat is preparing the soil for planting vegetable seeds and fruit trees. However, Inobat needs money to buy seeds, fertilizers and fruit trees. At the moment, Inobat is experiencing some financial difficulties. Thus, she has turned to MDO Arvand for a loan. Inobat dreams that her children and grandchildren could live in abundance and prosperity. In order to accomplish this, they will need to study well and get an education.
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Инобат трудолюбивая и добрая женщина. Ей 48 лет. Инобат с детства приучена к труду на земле. Инобат очень любит природу, увлекается комнатными растениями. У Инобат большой дом и место хватит для всего. Она со своей семьей разводят крупнорогатых скот и еще занимаются земледелием, выращивают разных видов овощей. Каждый год с наступлением весны Инобат сажает саженцев фруктовых деревьев, таким образом, год за годом увеличивает разновидности фруктовых деревьев. Летом, когда созревают фрукты Инобат может продать их на рынке это еще дополнительный доход её семье.
Вот и наступила весна, как обычно у нее дела кипят. Инобат подготавливает землю посадки семян овощей и фруктовых деревьев. Но для покупки семян, удобрения и фруктовых деревьев нужны денежные средства. Но в данный момент у Инобат немного финансовые затруднение. Поэтому она обратилась в МДО Арванд за кредитом.
Инобат мечтает о том, чтобы её дети и внуки жили в достатке и в благополучие, для этого они должны учиться хорошо и получить образование.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 185
    View loans »
    Tajikistan Loans Fundraising
  • $29,365,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Inobat to purchase seeds and fertilizer.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 11, 2014
Apr 25, 2014
Currency Exchange Loss:
Nov 17, 2014