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Saboat is a resident of the northern part of the country in the town of Khujand. She lives there with her husband, son, daughter-in-law and grandson. This year, Saboat has reached 56 years and for ten years already she has been promoting her trading business. In her trade stall, Saboat sells clocks, photo frames, souvenirs, original wine glasses, gift boxes, and the like. Saboat likes to give advice to her customers in choosing gifts. She always has original things for sale. Now, she applied for a loan since she wants to increase her assortment of inventory. She hopes in this way to attract more customers and to increase her sales.
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Сабоат жительница северной части страны, города Худжанд. Она живет там с мужем, сыном, невесткой и внуком. Сабоат в этом году исполнилось 56 лет и она уже 10 лет как продвигает свой торговый бизнес. Сабоат в своей торговой точке занимается продажей настенных часов, рамок для фото, сувениров, оригинальных бокалов, подарочных коробок и т.д. Сабоат нравится советовать клиентам с выбором подарков. У нее всегда на продаже оригинальные вещи. Сейчас она обратилась за кредитом, так как хочет увеличить ассортимент своего товара. Она надеется таким образом привлечь больше клиентов и увеличить количество продаж.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 217
    View loans »
    Tajikistan Loans Fundraising
  • $29,723,700
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $625 helped Saboat to purchase an assortment of goods, in particular clocks, souvenirs, photo frames, and other things.
96% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 8, 2014
Apr 25, 2014
Currency Exchange Loss:
May 17, 2015