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La Paix Virunga Group
In this Group: Mutangi, Luanda, Samoja, Gorgette, Katungu, Angel, Sikitoka, Josephine, Kamwite, Rukara, Biregeyi, Sebidegede, Jeanne, Miliana, Bilarri, Saver, Mwarusengo, Kamate, Jean, Justice, Hasani, Musinga, Dieula, Rwahigabo, Kyakimwa, Harlette, Micheline, Mutangi, Florence, Marie, Alice, Kanzirwe
Rukara is a retail merchant and a member of the "La Paix Virunga" communal bank. She is a 50-year-old entrepreneur, married with 12 children, of whom nine attend school and three are already married. She is a vendor of vegetables and spices.

She displays her goods at the central market of the city. She first started her business with capital received from family. Later she was granted a loan from the Hekima MFI. She has been performing that activity for the past 20 years. Her spouse is unemployed.

This new loan will serve to buy onions, lemons, garlic, eggplant, peppers, cucumbers, amaranth, cabbage, etc.

She wants to educate, clothe and feed her children. Finally, she wishes to thank Hekima for empowering women entrepreneurs excluded from the traditional banking system, especially during this difficult post-conflict period in the Eastern part of the country.
View original language description ↓
La cliente Rukara est une commerçante et membre de la banque communautaire «La paix Virunga», entrepreneur, âgée de 50 ans, mariée et mère de12 enfants, qui 9 étudient et 3 autres sont déjà maries. Elle est une vendeuse des légumes et épices. Elle installe sa marchandise au marché central de la ville. Elle commença ses affaires avec le premier capital reçu de ses familiers. Plus tard, elle bénéficia le prêt de l’IMF Hekima. Il y a 20 ans qu’elle exerce cette activité. Son conjoint est sans emploi. Ce nouveau prêt va la servir d’acheter des oignons, citrons, ails, aubergines, poivrons, concombres, des amarantes, choux, etc. Ainsi, elle souhaite scolariser, vêtir et nourrir ses enfants. En définitif, elle remercie fortement Hekima pour l’autonomisation des femmes entrepreneurs exclues de système bancaire classique, surtout; pendant ce moment difficile poste conflits à l’Est du pays.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 12
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,396,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of La Paix Virunga Group's $4,250 loan helped a member buy onions, lemons, garlic, eggplant, peppers, cucumbers, amaranth, cabbage, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 20, 2014
Apr 23, 2014
Currency Exchange Loss:
Aug 17, 2014