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Aregnaz lives in the village of Tsater with her husband, son, daughter-in-law and two little grandchildren. Aregnaz and her family have been running a farm for 10 years. Near the house where they live, the family keeps livestock of sheep, cows, piglets, chickens and calves. They also cultivate wheat and potatoes and the gathered harvest is sold in the local open market.

The family is hardworking so they perfectly manage to sustain their living. Aregnaz has now applied for this loan of USD 2,000 to be able to pay for workers for organizing the land cultivation process and to purchase fertilizer and forage for the livestock. Aregnaz will be very grateful to lenders for the loan.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 91
    View loans »
    Armenia Loans Fundraising
  • $14,006,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $2,000 helped Aregnaz to pay for workers for land cultivation and to purchase fertilizer and forage for the livestock.
50% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Mar 20, 2014
Apr 20, 2014
Currency Exchange Loss: