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El Amana Group
In this Group: Najla, Fayza , Riman
Najla, the featured borrower from the El Amana group, is standing at the far right side of this picture. She is a 47-year-old married mother of two children. She puts so much effort into developing her business to provide them with the necessities of life. She is also a good supporter to her husband.

Seven months ago, Najla established a convenience store, where she sells food products, home goods and special tasty espresso coffee, which is highly recommended in her region.

She got together with the other group members to hold each others hands and support each other through the loan process because they have always been special neighbours and friends. They acquired the loan from Kiva's field partner Al Majmoua.

Najla's loan will be invested in special-offer spring and summer beverages to develop her business and increase her capital. As for the other group members, Fayza is the first from the left, in the blue top, and Riman is in the center of the picture.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Lebanon

  • $15,800
    Average annual income
  • 78
    View loans »
    Lebanon Loans Fundraising
  • $16,094,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of El Amana Group's $1,200 loan helped a member to buy special-offer spring and summer beverages to develop her business and increase her capital.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 28, 2014
Apr 20, 2014
Currency Exchange Loss:
Mar 17, 2015