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Bernar
Bernar is married with five children, four of whom go to school. She also takes care of her mother.

Bernar has been operating a retail shop for 20 years. She generates additional income from renting rooms. She works in the shop seven days a week and sells on a retail basis. Her major business challenges includes seasonality, defaulters and the ever increasing price of commodities like soap, sugar and cooking oil which reduces her overall profits.

She has applied for a loan of 2,700,000 UGX from MCDT-SACCO to buy more bags of sugar, cartons of salt, boxes of soap, small and big jerry cans of cooking oil, rice and loaves of bread.

Bernar aspires of becoming a wholesaler and also of building more rental houses. She decided to join MCDT-SACCO because of timely loans. She lives in the family house and the family has access to electricity and piped water. Her monthly expenses includes school fees and paying for utility bills.

Additional Information

About MCDT SACCO

This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at http://www.kiva.org/partners/112, and join our lending team, Friends of MCDT SACCO, at http://www.kiva.org/team/friends_of_mcdt_sacco.

About Uganda

  • $1,500
    Average annual income
  • 282
    View loans »
    Uganda Loans Fundraising
  • $29,599,275
    Funds lent in using Kiva
  • 2,510.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Bernar buy more bags of sugar, cartons of salt, boxes of soap, small and big jerry cans of cooking oil, rice and loaves of bread.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 16, 2014
Listed
Apr 19, 2014
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2014