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Cheryl is 29 years old and has a live-in partner with one child. Cheryl works very hard to provide for them.

Cheryl runs a general store in the Philippines and requested a PHP 4000 loan through NWTF to buy items like canned goods, snack foods, soft-drinks, biscuits, detergent soap, etc. to sell.

Cheryl has been in this business for one year and sells a variety of items such as canned goods, snack foods, soft-drinks, biscuits, detergent soap, etc.

Cheryl would like to save enough to provide a secure future for her family.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $1175
    Average annual income
  • 389
    View loans »
    Philippines Loans Fundraising
  • $52,109,275
    Funds lent in using Kiva
  • 44.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $100 helped Cheryl to buy items like canned goods, snack foods, soft-drinks, biscuits and detergent soap,.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 20, 2014
Apr 19, 2014
Currency Exchange Loss:
Oct 26, 2014