Mariscal De Vilaque Group
The loan they will take out will benefit the micro-business women, including Benigna. She says that she joined Pro Mujer a year ago at the invitation of a consultant from the institution who went to visit her at her house. Right now, she has a business selling groceries. She says that this was a family business that was passed on to her. She works at the business daily.
The loan she will take out now is to increase capital by buying groceries wholesale. She will acquire them from stores in the city of El Alto and later she will sell them in her sales space. This work allows her to generate resources to support her family, since she is in a common law marriage and has two children.
When asked what she likes about Pro Mujer, she says that she likes the loans offered by the institution.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Benigna es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por la invitación de un promotor de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de tienda de abarrotes; da a conocer que este negocio fue un negocio familiar que posteriormente paso a potestad de ella, en la actualidad trabaja diariamente con el negocio.
El crédito que ahora sacará es para el aumento de capital (compra de abarrotes por mayor) que adquirirá de las tiendas de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella vive en unión libre y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le el crédito que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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