Given a loan of $300, she plans to buy piglets, sticks to reinforced the pig fence and tins of palm-oil. She plans to pay the monthly installments with sales of palm oil and vegetables. The vegetables will be harvested from her vegetable garden, which is cultivated with manure from her pig farm. She plans to repay the loan in 18 months. The first installment will be four months from the date of disbursement of the loan.
About Grounded and Holistic Approach to People's Empowerment (GHAPE)
This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.
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