The loan they will take out will benefit small micro-entrepreneurs, including Emma. She has been a member of Pro Mujer for two years since a member of the organization arrived at her home and invited her to join. Nowadays, Emma has a business selling vegetables which she learned from a cousin who previously ran the business where she helped out. She subsequently decided to start a business in her own area.
The loan she will take out is to increase her capital (to buy vegetables wholesale) which she will acquire from the retail stores in the city of El Alto and subsequently bring to her sales area. This type of work allows her to generate income for her family since she is married with five children.
When asked what it is that she likes about Pro Mujer, Emma responds that she likes the training sessions in health and lending which the organization offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Emma es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por la invitación de una compañera de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta verduras; da a conocer que este negocio lo aprendió del negocio que su prima tenia, donde ella apoyaba, posteriormente decide emprender un negocio independiente en su zona.
El crédito que ahora sacará es para el aumento de capital (compra de verduras por mayor) que adquirirá de las tiendas distribuidoras de la ciudad de El Alto y posteriormente lo implementará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es casada y tiene cinco hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en salud y crédito que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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