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Nazaket is a 41-year-old woman. She is married and has four sons. The main source of the family’s income is gardening. She has a small garden and raises there seasonal fruits and vegetables and sells them at a local bazaar. She has been working in this field for nine years and her monthly income is 150 AZN. Nazaket’s husband is a farmer and he helps her in this business.

Gardening is very popular in Azerbaijan because fruits and vegetables are in high demand. People buy them every day and for holidays. They prefer to buy from private gardens because products there are always fresh and tasty.

Nazaket has a big family and her income doesn’t cover demands. She applied for a 1500 AZN loan in order to buy high quality garden tools and fertilizer. This will increase her garden’s yield and her family’s income. She plans to build a big garden and greenhouse for fruit trees and vegetables in the future.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.


About Azerbaijan

  • $6,171
    Average annual income
  • 45
    View loans »
    Azerbaijan Loans Fundraising
  • $13,976,150
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,925 helped Nazaket o buy high quality garden tools.
50% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 9, 2014
Apr 19, 2014
Currency Exchange Loss: