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Emmanuel Group
In this Group: Bernice, Cynthia, Mabel, Lydia, Sarah, Christian, Paulina
These members are part of the group called "Emmanuel", who reside in the same neighborhood. They are into the sale of silver products, jeans, eggs, firewood, fruits, cooking oil and canned fish.

The group's representative, Mabel, is 43 years old and has had little schooling. She is married to a mason named Etse. She lives together with her husband and children. The couple have four children, all in school and in their care.

The couple jointly ensures that the diverse family expenses are covered. To do so, Mabel has been selling fruits by hawking, or through the distribution system. She gets her supplies from a market in Ghana.

This is the second time that Mabel and the members of her group have requested financial support from ID-Ghana, with the goal of bolstering their businesses and better coping with customer demands.

The previous loan was indeed repaid without trouble.

They will need a total amount of GHS 5,200 to expand their businesses.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 22
    View loans »
    Ghana Loans Fundraising
  • $11,565,250
    Funds lent in using Kiva
  • 2.8
    Ghana Cedis (GHS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of Emmanuel Group's $1,900 loan helped a member to buy more mangoes, oranges, pawpaw and pineapple to sell to customers.
89% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 10, 2014
Listed
Apr 18, 2014
Currency Exchange Loss:
Possible
Ended:
May 17, 2015