Sadaya is 46 years old, married, and has two daughters. She has been working as a gardener for 15 years. She raises and sells seasonal fruits in the garden. Her monthly income is 500AZN. She has good experience in this area. Her husband is a farmer, and this brings the family additional income.
Sadaya raises and sells cherries, apples, and pears because people have high demand for fresh fruits. They like to eat them fresh or use to prepare fruit pies. They attend Sadaya’s grocery because fruits there are always fresh and tasty.
Sadaya needs to increase her income in order to be able to cover her family’s demands. She applied for 1000AZN in order to plant other fruit trees and diversify her assortment of groceries.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.