Sevil is 60 years old, married, and has a daughter. She is baker and has been baking and selling bread, cookies, rolls, cakes, gingerbread for 35 years. She has good skills in this area and gets 500AZN monthly. This is the main source of the family’s income but she earns additional money raising greens and vegetables in a garden. Her husband is a pensioner and helps her in gardening.
A bakery is one of the most extended métiers in Azerbaijan because the national cuisine is various. People cook or buy flour products for everyday life and holidays. Sevil’s bakery is the most popular, and local people attend it every day.
Sevil loves her job very much and does everything in order to support the business. She applied for 1500AZN in order to rebuild old bakery and buy new bakery tools.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.