Ajet is a 34-year-old married father of two children, 6 and 4 years old, who resides in a little town with not more than 30,000 inhabitants.
He is a video camera operator/photographer by profession and the reason why he is requesting this loan is to buy new equipment. He earns okay from this profession when he is called to different events such as weddings, baptisms, engagement parties, etc., to record the events.
Ajet does agriculture as well for living. Back in his village, where his parents still reside, he’s got a dairy cow, plum orchards and grapevines; he uses the fresh produce for his family mainly and whatever is left, he sells at some local market. Note that a dairy cow produces about 20 kg/day during the production months; thus, a family of four might use up about half of this milk, 10 kg/day, including here the cheese and cottage cheese that require more milk to make.
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.