Imelda runs a chicken-selling business. The business is located at her residence. She has been running the business for more than 2 years. Imelda buys chicks and fodder from the supplier; she needs about two to four weeks to raise the chicks and sell them to the customers. The customers come to her house when the chickens are ready to sell.
Presently, Imelda needs some capital to buy more chicks and make a bigger chicken coop; therefore she requests a loan from TLM amounting to IDR 10,000,000. It will be spent on chicks and materials to build the coop.
About Tanaoba Lais ManekatThis loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.
TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.
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