Penina is a 41 year old married woman who has one child. She describes herself as a visionary and determined.
Penina operates a beauty salon where she offers hair dressing services. She has been involved in this business for six years. Her primary customers are individual clients. She describes her biggest business risk as economic challenges.
Penina will use the Kes 60,000 loan to buy beauty products for use in the salon. Her business goal is to have a large scale business within five years. She hopes that in the future, she will be successful. This is her third loan with SMEP DTM. Her previous loan was repaid successfully.