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Muhabat is 45 years old, married and together with her husband, is raising four children. Muhabat has a secondary education. As the main source of income for her family, she practices crop farming and livestock breeding. She started this business 15 years ago with 25,000 som (KGS). Thanks to Muhabat's determination and hard work, she currently has 2 milk cows, 2 calves and 10 sheep on her farm. Additionally, Muhabat sells milk. Her monthly income is about 15,000 som (KGS) per month. For the purpose of further developing her business, Muhabat turned to Microfinance Bank "Bai Tushum." She is requesting a loan to buy cows. She will also spend a portion of the loan to buy cattle feed. Muhabat is determined to increase the size of her herd in order to fundamentally increase her family's capital. Muhabat plans to invest the earnings from the loan to buy a plot of land on which to sow perennial grasses as it is currently uneconomical for her to buy cattle feed rather than grow it.
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Мухабат 45 лет, замужем, вместе с супругом воспитывают 4 детей. У Мухабат - среднее образование, в качестве основного дохода для своей семьи она занимается полеводством и животноводством, стартовав 15 лет назад с 25,000 сом (KGS), благодаря целеустремленности и трудолюбию Мухабат, на сегодняшний день у нее есть: 2 дойные коровы, 2 теленка и 10 овец. Дополнительно Мухабат реализует молоко. Ежемесячный доход составляет около 15,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Мухабат обратилась в Банк "Бай-Тушум" за кредитом для закупки коров, часть средств она потратит на покупку корма для скота. Мухабат намерена увеличить поголовье скота, что непременно приведет к увеличению капитала семьи. Доходы от кредита Мухабат планирует вложить в покупку земельного участка для посева многолетних трав. Так как на сегодняшний день ей невыгодно покупать корм.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 73
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,941,475
    Funds lent in using Kiva
  • 54.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,850 helped Muhabat to buy cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 10, 2014
Apr 23, 2014
Currency Exchange Loss:
May 17, 2015