Tulaisamoa is a 43-year-old woman, with four children. She runs a small business selling meat buns in her community, and has been doing this for two years. Tulaisamoa has requested a loan to purchase more ingredients for her meat buns business such as bags of flour, pots and pans, sugar, onions, soya, and chicken leg quarters, and also iron roofing for her home improvement. She has just joined SPBD to gain access to capital. With her earnings, Tulaisamoa will provide for her family’s daily needs.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.