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Update on Rujim

Rujim, a hard working man, is single and earns an income from his transportation services aside from his salary. He has been employed by a private institution for more than seven years. Aside from this, he also has invested in a farm. With his generated income, his previous loan, which was used for motor repair, was successfully repaid.

Recently, Rujim took a new loan to buy fertilizer such as manure to improve the farm and be able to increase his income. In the future, he wants to improve the general living situation of the entire family.

Previous Loan Details

Rujim is 33 years old and single. He lives in Clarin, Misamis Occidental. He owns and operates a motorcycle-transport business to earn a living. He has been with his business for over three years and earns 15,000 PHP (Philippines pesos) every month. He joined GDMPC in 2007, and now he has req... More from Rujim's previous loan »

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Philippines

  • $7,000
    Average annual income
  • 707
    View loans »
    Philippines Loans Fundraising
  • $63,241,750
    Funds lent in using Kiva
  • 44.4
    Philippines Pesos (PHP) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $700 helped Rujim to purchase fertilizer such as manure.
79% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 27, 2014
Apr 16, 2014
Currency Exchange Loss:
This photo was used before for a previous loan for Rujim. It was first posted on Kiva on Mar, 2013. Learn More