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Paz Y Bien Group
In this Group: Eduardo Manuel, Florinda, Jennifer, Patricia Tatiana, Guadalupe, Elizabeth Victoria

Update on Paz Y Bien Group

This is the “Paz y Bien” group, made up of 6 responsible, united members. Florinda is separated and has 3 dependent children. At the age of 40 Florinda has been able to achieve some of her dreams, such as supporting her children with their studies and keeping her business going. Currently she has a stationery shop in her home.

This is why she is asking for the loan to buy notebooks, folders, pens and rulers. Her main desire is to continue working positively. The "Paz y Bien" group is grateful to the Kiva lenders and they promise to continue working well.

Florinda is the first on the left, wearing a white t-shirt.
View original language description ↓
Este es el grupo “Paz y Bien” conformada por 06 socios responsables y unidos. Florinda es separada y tiene 03 hijos dependientes. A sus 40 años Florinda ha llegado a cumplir con algunos de sus sueños como apoyar a sus hijos con sus estudios y mantener su negocio. Actualmente cuenta con una librería en su vivienda. Es por ello que solicitó el crédito para la compra de cuadernos, fólderes, lapiceros y reglas. Seguir trabajando positivamente es su mayor anhelo. El grupo “Paz y Bien” está agradecido con los inversionistas Kiva y se comprometen a seguir trabajando bien. Florinda es la primera del lado izquierdo y viste polo blanco.

Previous Loan Details

The group “Paz y Bien” is made up of 7 responsible, united members. Guadalupe is separated and has 4 children. One of them is still dependent on her. At 58 years old, Guadalupe has been able to achieve some of her dreams, like helping her children with their studies and maintaining her business.... More from Paz Y Bien Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 177
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Paz Y Bien Group's $4,275 loan helped a member to buy notebooks, folders, pens and rulers.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 9, 2014
Apr 25, 2014
Currency Exchange Loss:
Sep 17, 2014