His biggest challenge in this occupation has been pests and plagues that affect his crop. He has been able to keep these under control with adequate maintenance of his plants. This small producers states that "working under the fair trade regulations and carrying out with diligence the recommendations made by consultants are what have allowed me to continue improving the coffee farm".
This time José Francisco is requesting a loan to buy farming supplies which which he will improve the nutrients and production of his plants. This will improve the profitability of his crop.
Su mayor desafío en esta actividad han sido las plagas y enfermedades que afectan este cultivo, las cuales ha logrado mantener bajo control con el mantenimiento adecuado de sus plantaciones. Este pequeño productor menciona que “trabajar bajo las normas de Comercio Justo y cumplir con diligencia las recomendaciones que le brindan los técnicos, es lo que le ha permitido ir mejorando su cafetal”.
Para este ciclo, José Francisco está solicitando un financiamiento para la compra de insumos agrícolas con los que mejorará la nutrición y producción de sus plantas, y con ello la rentabilidad de su cultivo.
More information about this loan
This loan is part of PAC's effort to help farmers expand their existing crop yields and increase their incomes. Coffee production loans help farmers increase their crop yields by enabling them pay to clean, prune, fertilize, and conserve their fields, deliver water, and replant trees needed to shade coffee plants. Farmers working with PAC also receive technical assistance and commercial services, as well as access to Fair Trade and organic certifications and international markets.
About PACPAC (Association for People in Community Action) is a community development organization in Nicaragua that offers clients loans, technical assistance and access to markets. Founded in 1996, it’s a joint initiative between World Relief Nicaragua and local farmers. PAC believes that increased agricultural production and improved technology can bring economic development to high poverty zones.
Some loans from PAC are disbursed in partial payments over a period of four to six months depending on the needs of the borrower. The borrower will not be charged interest on any funds that have not yet been disbursed. If the borrower decides not to use the entire loan amount, the unused portion will be returned to lenders in the form of a pre-payment.
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