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Jose Alejandro
José is 62 years old and lives in his own house with his two children aged 7 and 13. José is an enterprising man who makes his living selling plastic items like plates, glasses, cups, bowls, etc. By doing this he maintains the household economy and supports his children. With the goal of continuing to be active in his business he has requested this loan from FUSAI to invest in the purchase of a large quantity of plastic items like plates, cups, glasses, bowls and other kitchen items that his customers want.
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José tiene 62 años de edad y habita en casa propia junto a sus dos hijos de 13 y 7 años de edad. José es un hombre emprendedor quien se gana la vida mediante la venta de productos de plástico como: platos, vasos, tazas, recipientes, etc. De esta forma es como mantiene la economía de su hogar y lleva el sustento a sus hijos. Con el fin de mantener activo su negocio solicita este crédito a FUSAI para invertir en la compra de mayor cantidad de productos de plástico como: platos, tazas, vasos, recipientes y de más productos de cocina que los clientes prefieren.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 634
    View loans »
    El Salvador Loans Fundraising
  • $28,084,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $350 helped Jose Alejandro to buy plastic products like plates, cups, glasses, bowls,etc.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Mar 21, 2014
Apr 24, 2014
Currency Exchange Loss:
Feb 20, 2015