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Los Trejos Group
In this Group: Dania Gioconda, Maritza Del Carmen , Amalia Isabel
Señora Dania is the coordinator of this communal bank. She is a successful 40-year old woman who is married and the mother of two children, neither of whom are dependent on her. She makes her living selling per-ordered food to the workers at businesses nearby her community. In addition, señora Dania sells AVON, Arabela and Scential brand cosmetics. She has her husband's financial support as well. Señora Dania needs the loan to purchase basic grains, like rice, beans, cooking oil, green bananas, ripe bananas, tomatoes, carrots and other items and well as cosmetics from the above-mentioned brands including perfume, cologne, compacts, lipstick, nail polish, eye liner and other items. Señora Maritza is another member of the communal bank. She is 41-years old and sells new clothing in the market of the nearest Department. With the previous loan, she opened a small grocery that sells soft-drinks and other carbonated beverages. Señora Amalia, who is 45-years old, owns a small general store that she operates from her home. She sells new clothing and Zermat products.
View original language description ↓
El grupo lo coordina la señora Dania, es una mujer exitosa de 40 años de edad, acompañada y madre de dos hijos, pero ninguno depende de ella, se dedica a la venta de comida por encargo a trabajadores de empresas que laboran cercanas a su comunidad, así mismo comercializa cosméticos de las marcas AVON, Arabela y Scential, cuenta con el apoyo de su compañero de vida económicamente, el crédito lo requiere para la compra de granos básicos como es el arroz, frijol, aceite, plátanos verde, plátanos maduros, tomate, zanahoria, entre otros y cosméticos de las marcas antes mencionadas como es perfumes para damas, perfumes para caballeros, vanidades, pinturas labiales, pinturas de uñas, delineadores, y más. Otra socia es la señora Maritza de 41 años de edad que vende ropa nueva en un mercado del departamento más cercano y con el crédito anterior puso una mini pulpería de refrescos y gaseosas y la señora Amalia de 45 años de edad propietaria de una pulpería en su domicilio, venta de ropa nueva y productos de la Zermat.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 25.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Trejos Group's $775 loan helped a member to purchase basic grains, like rice, beans, cooking oil, tomatoes, green bananas, ripe bananas and cosmetics, such as lipstick, eye-liners, nail polish etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 19, 2014
Apr 24, 2014
Currency Exchange Loss:
Aug 17, 2014