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Minavar is 55 years old, a widow, and the mother of three children. She manages her farm. Minavar has secondary education. As a main source of income for her family, Minavar works with livestock breeding, after having started four years ago with the purchase of livestock for 30,000 som (KGS). Thanks to Minavar's persistent work, her farm currently has two dairy cows, one horse and 11 sheep. She has bought fodder and hay. Minavar sells milk and dairy products. The monthly income is 13,000 som (KGS).

With an aim to further develop her business, Minavar turned to the bank "Bai Tushum" for a loan to purchase a horse, which she would like to send to the jailoo (summer pasture) for the summer. Minavar plans to invest the income from the loan in further increasing the number of livestock, specifically purchase sheep and cows. She would also like to save money for the son's wedding.
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Минавар 55 лет, вдова, мать 3 детей. Ведет свое хозяйство. У Минавар - среднее образование, в качестве основного дохода для своей семьи Минавар занимается животноводством, стартовав 4 года назад, с покупки скота на 30,000 сом (KGS). Благодаря упорному труду Минавар, в ее хозяйстве на сегодняшний день имеется: 2 дойные коровы, 1 лошадь и 11 овец. Корм и сено заготовлены. Минавар реализует молоко и молочную продукцию. Ежемесячный доход составляет 13,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Минавар обратилась в Банк "Бай-Тушум" за кредитом на покупку лошади, которую она хочет отправить на лето на джайлоо. Доходы от кредита Минавар планирует вложить в дальнейшее приумножение количества домашней скотины, а именно приобрести овец и коров и хочет накопить средства на свадьбу сына.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 57
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,880,625
    Funds lent in using Kiva
  • 54.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Minavar to buy a horse.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 1, 2014
Apr 21, 2014
Currency Exchange Loss:
May 17, 2015