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Ismatullo is a cheerful and hardworking 44-year-old man. He is married and has two children. He turned to Arvand when he realized that there was the opportunity to receive financial support to develop his business. Ismatullo lives with his family in the countryside. He does not have a higher education, as he did not have the opportunity to study at university due to financial difficulties in his family. Ismatullo's wife also does not have an education. She is a homemaker who does the household chores and raises their children.

In order to have an income to live on, Ismatullo has his own business. He fattens up and sells cattle. Ismatullo also earns extra money as a builder, collecting lumber for sale and through beekeeping. He receives a good income from these businesses. His wife also helps Ismatullo with this business. She sells the milk which she gets from the cows. Now Ismatullo wants to increase the size of his herd to expand his business. This is why is requesting a loan from Arvand to buy cattle. Ismatullo really relies on a positive outcome and thanks Arvand in advance for their support.
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Исматулло жизнерадостный и трудолюбивый мужчина в возрасте 44 лет. Он женат и имеет 2-их детей. Он обратился в Арванд когда узнал, что есть возможность получить финансовую поддержку для развития своего бизнеса. Сам Исматулло живёт со своей семьёй в сельской местности. Он не имеет высшего образования, так как не учился Университете из-за финансовых трудностей в семье. Жена Исматулло также не имеет образования и является домохозяйкой, она занимается домашними делами и воспитанием детей.

Чтобы иметь доход на пропитание, Исматулло занимается своим бизнесом. Он занимается откормом и продажей крупного рогатого скота. Также Исматулло подрабатывает строителем, собирает доски для продажи и занимается пчеловодством. От данного дела он получает хороший доход. Жена также помогает Исматулло в его деле, она продаёт молоко, полученное от скота. Сейчас Исматулло хочет увеличить количество скота для расширения своего бизнеса. Поэтому он обратился в Арванд и хочет получить кредит на покупку скота. Исматулло очень надеется на положительный результат и заранее благодарит Арванд за поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 187
    View loans »
    Tajikistan Loans Fundraising
  • $30,409,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ismatullo to purchase livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 4, 2014
Apr 14, 2014
Currency Exchange Loss:
Apr 18, 2015