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Villa Esmeralda Group
In this Group: Teresa, Sonia, Aurea, Marisol, Naydither, Balti Angel, Celia, Yulisa, Monica, Sulma, Andrea, Irma, Macedonio, Rocio Del Carmen, Maribel
The members of the Esmeralda Village Bank are from distinct locations, some of them are families, others neighbors, or friends. The members formed a new Community Bank that they recently initiated, with 15 members in all. The members have different businesses such as food sales, general stores, shoes, clothes, sweets, and CDs. Their business are in their homes, markets, and some of them travel or sell door-to-door. The members need different loan amounts like $150 dollars, $300 dollars, and $450 up to a total of $2550 in the Community Bank.

Their loans will be invested in the purchase of sugar, rice, meat, vegetables, coats, jackets, shirts, shoes, snacks, and CDs. The members mention that with the loan they each obtain they will invest in their respective businesses and with the loans improve their businesses by supplying them with more products. The dreams of the members are to expand their businesses, have their own capital, own homes, and proviD. better educations for their children.

View original language description ↓
Las socias del Banco VilL. Esmeralda son D. distintos lugares, algunas D. ellas son familiares, otras son vecinas, amigas. Las socias conforman un nuevo Banco Comunal que recién inicia, con 15 socias en total.

Las socias realizan diferentes negocios como L. venta D. comida, abarrotes, calzados, ropa, golosinas, CD y venta D. comida, sus negocios se ubican en su casa, en mercados, algunos D. ellos son ambulantes y también reparten D. casa en casa.
Las socias necesitan diferentes montos D. préstamos como 300 soles, 600 soles, 900 soles haciendo un total D. 7800 soles en el Banco Comunal.

Sus préstamos serán invertidos en L. compra D. Azúcar, arroz, carnes, verduras, chompas, casacas, polos, calzados, galletas, CD.
L. socias mencionan que con el préstamo que obtendrán invertirán en sus negocios y con ello mejoraran sus negocios, surtiendo con mas productos.
Los sueños D. las socias son ampliar sus negocios, tener un capital propio, casa propio, brindar L. mejor educación a sus hijos.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 116
    View loans »
    Peru Loans Fundraising
  • $60,090,825
    Funds lent in using Kiva
  • 3.1
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Villa Esmeralda Group's $2,550 loan helped a member different loan amounts to purchase various merchandise and supplies.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 3, 2008
Oct 19, 2008
Currency Exchange Loss:
Jun 15, 2009