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Gulsara is 47 years old, widow and a mother of 4 children. Gulsara has a high school education. The main source of income for her family is her livestock and farming business, which she started in 2005 with an initial investment of 6,000 som (KGS). Thanks to Gulsara's persistence and hard work, today she has two cows and a plot of land where she grows cotton. In addition, Gulsara sells milk from her cows. Her monthly income is 10,000 som (KGS). In order to expand her business, Gulsara turned to the bank of Bai Tushum for a loan to purchase cotton seeds and fertilizer. Gulsara is determined to obtain a great harvest this year and to increase her income. Profits from her business, Gulsara is planning to use for purchasing of sheep.
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Гульсара 47 лет, вдова, мать 4 детей. У Гульсары - среднее образование, в качестве основного дохода для своей семьи она занимается полеводством и животноводством, стартовав в 2005 году с 6,000 сом (KGS), благодаря целеустремленности и трудолюбию Гульсары, на сегодняшний день у нее есть 2 дойные коровы. Также имеется земельный надел, на котором она ежегодно выращивает хлопок. Дополнительно Гульсара реализует молоко. Ежемесячный совокупный доход составляет около 10,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Гульсара обратилась в Банк "Бай-Тушум" за кредитом для закупки семян хлопка и селитры для улучшения плодородности почвы. Гульсара намерена получить хороший урожай со своего участка, что непременно приведет к увеличению капитала семьи. Доходы от кредита Гульсара планирует вложить в покупку овец.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 89
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,001,375
    Funds lent in using Kiva
  • 54.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Gulsara to buy cotton seeds.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 2, 2014
Apr 20, 2014
Currency Exchange Loss:
May 17, 2015