Foliga is 34 years old with 3 children. She owns and operates a small store where she sells grocery items. She has been doing this for 4 years. Foliga needs a loan to buy cement and iron roofing to renovate her shop. She also needs to purchase mutton flaps, chicken leg quarters, sausages, tin fish, corned beef, snacks, biscuits, and soaps to restock her shop.
She hopes to use her profits to support her children's education and save some to reinvest back into her business. She became a member of SPBD in 2008 to gain access to capital for her business.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.