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Nora Esperanza
Nora is a young woman of 26 who is married and the mother of 3 children. She is a farmer and homemaker who dedicates herself to planting and growing coffee. At the age of 15, she started working in this profession alongside her parents. They were also the ones who passed the land along to her which she works today, together with her husband. The land is located an hour's walk from the house where they live, and they are all involved as a family. When she was younger, she was not able to study, because her parents did not have the economic means for her to get an education.

Nora's plans for the future as a coffee producer are to keep expanding her coffee plantings and to have an adequate economic foundation. In this way, she will avoid putting her children in the situation she faced: not being able to study or get an academic education. She is requesting financial support to buy agricultural supplies, which will be of great help and benefit for her crops, helping keep them clean and safe from pests and diseases which can cause crop losses. She hopes to be supported by many Kiva investors, since her household economy depends on coffee production, and at this time she lacks the economic resources to buy these supplies.
View original language description ↓
Nora es una joven de 26 años de edad quien es casada y madre de 3 hijos, agricultora y ama de casa la cual se dedica a la siembra y cultivo de café. A sus 15 años de edad empezó a trabajar en dicha actividad en compañía de sus padres siendo ellos quienes también le heredaran la tierra que hoy en día trabajan junto a su esposo ubicada a una hora de camino desde su casa de habitación involucrándose todos como familia. En su juventud ella no pudo estudiar pues sus padres no contaban con el apoyo económico deseado para que ella pudiera prepararse.
Los planes a futuro de Nora como una productora de café seguir ampliando sus cultivos de café, tener la suficiente entrada económica y de esa forma evitar que sus hijos pasen por la situación que ella de no poder estudiar y poder prepararse académicamente. Ella solicita apoyo financiero para la compra de insumos agrícolas los cuales serán de mucha ayuda y mucho beneficio para sus cultivos ayudando a estos a mantenerse limpios y seguros de plagas y enfermedades que pudieran ocasionar perdida en el producto. Ella espera ser apoyada por los diferentes inversionistas en KIVA, pues la economía de su hogar depende de la producción de café y en estos momentos ella carece de recursos económicos para poder comprar los insumos.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 24
    View loans »
    Honduras Loans Fundraising
  • $8,148,850
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,325 helped Nora Esperanza to buy agricultural supplies to support and protect her coffee plantings.
50% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Apr 7, 2014
Listed
Apr 24, 2014
Currency Exchange Loss:
Possible