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Mini Bankito  (Jipijapa) Group
In this Group: Teresa Del Jesús, María Fernanda, María Eugenia, María Gardeñia, Erika María, Alejandro Antonio, Indira Tamara, Madeline Estefania, Edison Bolivar
The loan group Mini Bankito consists of seven women and two men who decided some time ago to join together and form this loan group, which serves them to advance in their businesses. They meet every two weeks in the Jipijapa canton, a canton known by the name "the sultan of coffee" because of the extensive plantings of coffee, which has an incomparable flavor, as well as for its gastronomy and for the warmth of its people.

One of the members of this group is Señora Teresa. She is 43 years old. She is married, and from this relationship she has two children, ages 14 and 11, who are in secondary and primary school. Her husband is a civil engineer.

Doña Teresa is a teacher, and she has a private kindergarten in which, with the help of four people to whom she pays a monthly salary, she gives the best education to the children. She also sells clothing of all types and Avon products (beauty products, cosmetics, perfumes, and women's accessories), an activity that she does door to door and in the kindergarten. She also sells uniforms to her students and certain supplies and materials that they use every day. She has had the kindergarten for more than nine years, and with it she is getting ahead and helping other colleagues in an activity that she loves, which is educating her little children.

She is going to use this loan to buy educational games as well as clothing and Avon products. She is a founder of the loan group, and she likes it because the loans help her a lot. Her dream is to continue offering the best education to her little ones.

The little photo is of a member who was not able to be present when the group photo was taken.
View original language description ↓
EL Grupo De Crédito Mini Bankito esta formado por 7 mujeres y 2 hombres que tiempo atrás decidieron juntarse y formar este grupo de crédito el cual les sirve para salir adelante en sus negocios. Ellos se reúnen cada quince días en el Cantón Jipijapa, cantón conocido con el nombre de la sultana del café por los extensos cultivos de café el cual tiene un sabor incomparable, por su gastronomía y por la calidez de su gente.
Una de las socias de este grupo la señora Teresa, tiene 43 años de edad, está casada y de esta relación tienen dos hijos de 14 y 11 años que estudian en colegio y escuela. Su esposo es Ing. civil.
Doña Teresa es maestra y tiene un jardín de infantes particular en el cual con la ayuda de 4 personas a quienes les paga un sueldo mensual dan la mejor educación a los niños, ella también se dedica a la venta de ropa de todo tipo y productos de Avon (productos de belleza, cosméticos, perfumería y accesorios para damas), actividad que realiza puerta a puerta y en el jardín de infantes, también ella les vende los uniformes a sus alumnos y ciertos útiles y materiales que ellos utilizan en su día a día. Tiene más de 9 años con el jardín con el cual ella sale adelante y ayuda a otras compañeras en una actividad que le encanta como es la de educar a sus pequeños niños.
Este crédito lo va emplear en comprar juegos didácticos así como también ropa y productos de Avon. Es fundadora del Grupo De Crédito y le gusta porque los créditos le ayudan mucho. Sus sueños seguir adelante brindando la mejor educación a sus pequeños.
La foto pequeña es de una socia que no pudo estar presente cuando se tomo la foto del grupo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

Tags

About Ecuador

  • $10,600
    Average annual income
  • 104
    View loans »
    Ecuador Loans Fundraising
  • $24,223,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Mini Bankito (Jipijapa) Group's $6,025 loan helped a member to buy educational games, clothing and Avon products.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 27, 2014
Listed
Apr 23, 2014
Currency Exchange Loss:
N/A
Ended:
Aug 17, 2014