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This borrower is 26 years old. He has been raising corn and beans for 10 years, and it is in this way that he earns a living and is able to bring the daily sustenance to his household. He does farming work year after year. He is a very hard-working man, honest and responsible. In spite of the conditions in which he lives, which are very humble, he doesn't tire of working and giving the best to his family. He lives in his own house with his family group. This borrower has made the decision to apply for a loan to buy the principal agricultural supplies: compost, poisons for pests, seeds, etc., and to improve the land where he plants, which is shown in the photograph. He hopes to have favorable results, since he doesn't have any other source of income. He is confident in God that he will manage to obtain an abundant harvest, which will allow him to continue bringing the daily sustenance to his household.
View original language description ↓
El cliente de 26 años de edad se dedica al cultivo de maíz y frijol desde hace 10 años y es de esta forma como se gana la vida y puede llevar el pan de cada día a su hogar. La actividad del cultivo la realiza año con año. Es un hombre muy trabajador, honrado y responsable. A pesar de las condiciones en las que vive, las cuales son muy humildes no se cansa de trabajar y de dar lo mejor a su familia. Vive en casa propia con su grupo familiar. El cliente Ha tomado la decisión de solicitar un crédito para comprar los principales insumos agrícolas: abonos, venenos para plagas, semillas, etc. y mejorar el terreno donde siembra que es el que muestra la fotografia. Espera tener resultados favorables ya que no cuenta con otra fuente de ingresos. Confía en Dios que logrará obtener una cosecha abundante la cual le permitirá seguir llevando el pan de cada día a su hogar.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 749
    View loans »
    El Salvador Loans Fundraising
  • $28,256,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped this borrower to buy the principal agricultural supplies: compost, poisons for pests, seeds, etc., and to improve the land.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Apr 3, 2014
Apr 23, 2014
Currency Exchange Loss:
Apr 17, 2015