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Little Seeds Preparatory (A) Group
In this Group: Sumila, Manitombi, Maimu, Hatneithem, Akung, Nengkhodim, Ajuana, Domneikim, Vahneithem, Chinlhing, Veineihoi, Hoineilhing, Rebita, Phalneikim, Nungshirei
“My happiness is immeasurable,” says Domneikim. She lives with her two boys. Her husband is working in the capital city of India, and he is working in private BPOs. The husband’s income is insufficient to support the family’s needs, and therefore Domneikim also sells liquid detergent dish wash. She is also engaged in generating income by giving spa treatments. She had her training before her marriage.

Domneikim and her son are pictured with their hands raised. She is featured as the profile member for the group. The group comprises 15 women members, who are tirelessly making an effort to support their kids’ education. They called themselves "Little Seeds Preparatory (A) Group".

Domneikim sells liquid dish wash (manually prepared), and she is also engaged in spa treatments. She has been a very supportive mother and wife; she shows great interest in her kids’ education. Her dream is to educate her sons and make them intellectually sound and capable.

With the help of the Kiva education loan, she will pay for her son’s admission fees, textbooks and stationery, and other annual expenses for the year. She shares that educating her kids is her main focus, and that she will work very hard to repay the loan on time.

The rest of the group members will also pay for their kids’ education expenses. They all are grateful to Kiva and say, “Thank you so much, Kiva.”

Additional Information

More information about this loan

This loan is part of WSDS's education program, designed to finance school expenses such as tution, books, stationary, transportation and fees for students from poor and low income families. Funds can be used for partial or complete payment of school expenses. By supporting this loan, you're enabling access to education for students with limited options.

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About WSDS-Initiate
WSDS-Initiate is an inclusive nonprofit that works with women across all tribes and minority communities in Manipur, located in the remote northeast region of India. Most organizations concentrate their work in the plains region of Manipur, but WSDS is among the very few organizations serving women in the isolated hills. Political unrest and frequent economic blockades in the area make it very difficult to provide services, resulting in Manipur having the lowest penetration of financial services in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 169
    View loans »
    India Loans Fundraising
  • $5,194,325
    Funds lent in using Kiva
  • 60.4
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Little Seeds Preparatory (A) Group's $1,400 loan helped a member to pay for the admission fees, textbooks and stationery, and other annual expenses for the year.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 13, 2014
Listed
Apr 14, 2014
Currency Exchange Loss:
Possible