This loan will benefit small business owners such as Sra. Yola. She says that she joined Pro Mujer 12 years ago after receiving an invitation from another member of the organization who visited her at her house. Yola currently has a business of making and selling empanadas and snacks. She is knowledgeable about this business because she learned these skills at a training center. Later on, she decided to establish a business in her area.
The loan she is receiving now will be used to increase her capital for buying flour in bulk. She acquires her supplies from the distribution stores in the city of El Alto and then uses them to make the products she sells from her retail space. Working in this manner enables her to generate income to support her family. Yola is married and has four children.
When asked what she likes about Pro Mujer, Yola said that she enjoys the loans offered by the organization.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Yola es integrante, ella indica que hace doce años que integra Pro Mujer, ingresando por la invitación de una compañera de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de elaboración y venta empanadas y masitas; da a conocer que este negocio lo aprendió en un centro de formación y posteriormente decide emprender un negocio en su zona.
El crédito que ahora sacará es para el aumento de capital (compra de harina por mayor) que adquirirá de las tiendas distribuidoras de la ciudad de El Alto y posteriormente a la elaboración lo implementará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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