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Anonymous
The 23 year old client has worked in agriculture for many years, and that has given him the ability and the knowledge to properly care for his crops. His primary crops are corn and sorghum. He sells his harvests to agencies that buy and sell basic grains that are near his home. With the earnings from his sales, he helps with his family's expenses. He lives at home with his parents and his siblings. He also works as an employee in a factory.

He is seeking a loan to purchase agricultural supplies that will help him to plant his crops such as: manure, seeds, fertilizers, etc. and improve his land to plant his crops. This will allow him to improve his earnings and continue to help with his household expenses with out any restrictions.
View original language description ↓
el cliente de 23 años de edad se dedica a la agricultura desde hace varios años y eso le ha dado la capacidad y el conocimiento necesario para asistir sus cultivos, su principal siembra es el maíz y el maicillo, comercializa sus cultivos en agencias de compra-venta de granos básicos que están cerca de su lugar de residencia, con las ganancias que obtiene de sus ventas ayuda en los gastos que su familia tiene, vive en casa de sus padres con ellos y sus hermanos, también rabaj como empleado en una fábrica, el está solicitando un crédito para poder comprar insumos agrícolas que le ayuden en la siembra de sus cultivos como: abonos, semillas, fertilizantes, etc. y mejorar el terreno para realizar sus siembras y así poder tener mejores ganancias y seguir ayudando el los gastos de su casa sin ninguna limitación.

Additional Information

More information about this loan


This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   


Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.


About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 674
    View loans »
    El Salvador Loans Fundraising
  • $26,152,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped this borrower purchase manure, seed, fertilizers, etc and improve his land.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Apr 5, 2014
Listed
Apr 22, 2014
Currency Exchange Loss:
N/A
Ended:
Feb 20, 2015