Jose is married and has a son. He lives with his family in El Alto in a house made of brick and cement that he owns. José runs a "pension" (in Bolivia this is what they call second and/or third class restaurants)
He needs a loan in order to buy groceries such as rice, noodles and meat. José is the only source of income for his household. Even though pensions in Bolivia are not luxury restaurants, they contribute considerably to their owners' quality of life; that is, there are quite a few low-income customers who come to these places and are well-satisfied. Therefore, it is recommended to help José.
Jose es casado y tiene un hijo, vive con su familia en El Alto en una casa de ladrillo y cemento que es de su propiedad. Jose es administrador de una pension (en Bolivia se le dice así a restaurantes de segunda y/o tercera categoría) Necesita credito para comprar viveres como arroz, fideo y carne. Jose es la unica fuente de ingresos en su hogar, aunque las pensiones en Bolivia no son restaurantes de lujo contribuyen considerablemente a la calidad de vida de los dueños, o sea, hay bastante clientela de bajos recursos que acude a estos lugares y termina satisfecha por lo que se recomienda ayudar a Jose
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.