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Hijas De Villa Group
In this Group: Maria Natividad, Vanessa, Liana Mariela , Jennifer Milagros , Albina, Amanda Cosed, Marta Regina , Jessica Beatriz , Maria Elena

Update on Hijas De Villa Group

This group is made up of nine responsible women who all have different commercial activities but who all live in the V.E.S. district. These are the members of the “HIJAS DE VILLA” communal bank.

One of them is Liana who is 23 years old, single with no children. For the past 3 years Liana has been providing sewing services. She sews clothing in a small rented space with the goal of progressing from day to day and getting ahead. She knows how to make clients and by doing this improves her quality of life. Liana is requesting a loan to buy clothing (fabric).

All the members of the group are grateful to Kiva to the loan being offered and for the confidence invested in them. Liana is the first person to the left and is wearing an orange shirt. They say good-bye promising to meet all the goals they have proposed.
View original language description ↓
Un grupo conformado por 9 mujeres responsables a distintas actividades comerciales todos ellas residen en el distrito de V.E.S. Así son las integrantes del grupo comunal. “HIJAS DE VILLA” una de ellas es liana de 23 Años de edad soltera y sin hijos, liana se dedica hace 3 años al servicio de costura remalle, liana confecciona prendas de vestir, en un pequeño local (alquilado) con el fin de progresar día a día y salir adelante, liana a sabido ganarse a los clientes y así poder mejorar su calidad de vida. liana solicito el préstamo para comprar prendas de vestir (telas) la vez y todos los integrantes se encuentran agradecidos con Kiva por el préstamo otorgado y por la confianza que se les ha sido brindada. liana se encuentra así a la izquierda es la primera, se le distingue con un polo de color anaranjado, Se despide Dejando la promesa que cumplirá todas sus metas propuestas.

Previous Loan Details

Vanessa, 20, is single and has a son. She’s been selling chocolates in a small locale for five years. She’s acquired a loyal clientele that generates profits for her to cover her household expenses. In future, she’d like to have a locale of her own in which to sell her products and earn higher… More from Hijas De Villa Group's previous loan »

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

Tags

About Peru

  • $6,715
    Average annual income
  • 50
    View loans »
    Peru Loans Fundraising
  • $53,893,100
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Hijas De Villa Group's $4,200 loan helped a member to buy fabric.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 23, 2014
Listed
Apr 22, 2014
Currency Exchange Loss:
Possible
Ended:
Nov 17, 2014